Homeowners insurance may cover a roof leak if it is caused by a covered peril like fire, a tree falling on it due to high wind, or hail damage. In those cases, your homeowner’s policy may help pay to repair the roof leak (unless your policy has a wind or hail exclusion). However, homeowner’s insurance generally does not cover damage resulting from normal wear and tear or lack of maintenance.
Some things you can look for before deciding on repairing instead of replacing your roof:
- Examine the entire roof structure to determine if the roof structure is sound.
- Look in the attic for signs of water intrusion or apparent gaps.
- Watch out for signs of roof damage, such as buckling shingles and damaged flashing.
For a professional roof inspection to identify if you need a roof repair, call D.R. Martineau Roofing, today.